Expense Report 2022, total of 20K expenses.
Household of two in Zurich, only my own expenses.
This year 39k, biggest differences as follows:
- +6.8k Pillar 3a - I’m too lazy to make it into asset account, and when I get my money out I’ll consider it income since it will be income from a tax standpoint AFAIU
- +6.6k Rent - I got a really well-paying job and started paying for the entire rent, not only ‘my half’. Allows us both to sleep better.
- +3.4k Health/Insurance - Anticipated a few bigger things, got minimal deductible and used it. Will be the same next year. Luckily it’s not a bad thing, but it’s still expensive…
- +1.5k Holiday - With a nice job I’m able to easily pay for some luxury. Gave us a budget of 2k for the year, didn’t spend it all, and half the expenses are pre-payments for next year.
- +1k Travel - Got a GA
- ± 0 Groceries - Still pretty frugal
Renamed to household since that’s a better name. It includes all household spending, e.g. garbage bags, light bulbs, … - -2.3k Various - Bought no new beds this year
The rest of the increase in spending (2k) is spread over many categories.
Detailed data, as output by Ledger (I’m one of the few people that prefer ledger-cli over Beancount):
39,155.319 CHF Expenses
6,883.000 CHF 3a
382.200 CHF Clothing
345.400 CHF Dining
1,811.500 CHF Education
249.399 CHF Fees
23.399 CHF Broker
226.000 CHF Other
354.000 CHF Gift
1,093.850 CHF Health
1,556.540 CHF Holiday
1,963.730 CHF Household
5,060.200 CHF Insurance
4,827.200 CHF Health
233.000 CHF Other
558.050 CHF Leisure
841.000 CHF Memberships
2,834.500 CHF Travel
14,993.950 CHF Utility
179.700 CHF Hosting
214.500 CHF Internet
260.200 CHF Phone
75.200 CHF Power
14,096.850 CHF Rent
167.500 CHF Serafe
228.000 CHF Various