This year: 20k expenses. Shared flat with my GF in Zurich, studied the whole year so no income or taxes.
- Rent: 7.4k
- Other Utilities: 600: Internet, Hosting, Phone (prepaid), Serafe
- Insurance: 2.7k
- Groceries: 1.9k
- public Transportation: 1.7k
- University fees: 1.6k
- Memberships: 720: We have a yearly membership at the Sauna (a bit over 500.-), which most of our enjoyment budget.
- Gifts: 300
- Broker fees: 210: Switched from Cornertrader to IB. IB cost a grand total of 25 of those 210 for a similar amount of transactions.
- Clothing: 160
- Other: 2.7k: 2.5k for top-tier beds that will last us for the next decade or three.