It is this time again and as promised here is the interactive map for the cheapest premiums in 2024. At the top right you can navigate between age groups (young/adult), inclusion/exclusion of accident cover and deductible. For each combination of those parameters, the map has 3 layers:
“Recommendation” which gives you an advice for the cheapest premium for the next year (assuming you had already the cheapest premium in 2023). The color code works as follows:
Red: another insurer will offer the cheapest premium;
Yellow: another model (within the same insurer) will be the new cheapest option;
Green: the current cheapest insurer/model is the same for the next year.
“Change of cheapest premium (YoY)” which shows how the cheapest premiums changed across the KVG-regions.
“Cheapest premium” which shows the cheapest premiums (absolute) across the KVG-regions.
Hovering your pointer over the municipalities displays more information in each of those maps.
Feel free to share any suggestions you may have or any mistakes you spotted.
(Apologies, I haven’t had time to include all the suggestions from last year.)
I’m surprised KPT is still one of the cheapest here in Zurich, I thought after their mistake last year they’d try to increase enough to drop enough client?
Seems like they managed to scale and still be cheaper than e.g. Assura.
I’m surprised KPT is still one of the cheapest here in Zurich, I thought after their mistake last year they’d try to increase enough to drop enough client?
I wonder if there’s a breakdown per type of contract for this. I took one of the cheapest options with KPT last year, but this specific policy increases by more than CHF120/month in 2024.
Basically, I could stay with KPT, but I’d need to change from Family doctor + teledoctor to teledoctor only for it to remain among the cheapest options. The weird part is that Teledoctor + Family doctor is now more expensive than ‘just’ Family doctor. I don’t really understand their pricing structure this year.
I live in AG and have Aquilana Telmed with 300 CHF franchise. My premium will increase from 347 CHF to 377 CHF next year (+8.6%). It‘s still the cheapest option.
Huh, weird. For me it goes, from cheapest to most expensive:
KPTwin.plus
KPTwin.doc
KPTwin.easy
KPTwin.win
Standard
The difference between KPTwin.win (family doctor or teledoctor) and Standard (free choice of doctor) is smaller than between KPTwin.win and either KPTwin.easy (teledoctor) or KPTwin.doc (family doctor). Really doesn’t seem to make much sense.
For me, suddently their Housedoctor insurance became slightly cheaper than the Telmed… Maybe Franchise related, you seem to have the low Franchise since my insurance comes at 262 CHF.
it makes sense.
KPT is still the cheapest in my canton, but with win.plus I can save CHF 220 per person (year), compare to win.win
The difference is no telemed and no family doctor (only HMO). I’m not sure if it’s worth it
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