Hi,
Sorry if this is already addressed somewhere, I can’t find it!
I like to keep 10-20K on my current (checking) account, it is immediately available to face any situation, and it cost nothing to withdraw.
Cons: the financial return is null
How can I be smart about this? I don’t yet know all Swiss Financial products, in France I would have a “Livret A” at 3% or another Saving account which is fully flexible, you can withdraw whenever you need.
FYI I am currently at Zak bank.
Thanks all!