Where to keep savings with a small financial return and full flexibility to withdraw?

Sorry if this is already addressed somewhere, I can’t find it!

I like to keep 10-20K on my current (checking) account, it is immediately available to face any situation, and it cost nothing to withdraw.
Cons: the financial return is null

How can I be smart about this? I don’t yet know all Swiss Financial products, in France I would have a “Livret A” at 3% or another Saving account which is fully flexible, you can withdraw whenever you need.

FYI I am currently at Zak bank.

Thanks all!

One solution (which I use) could be at wiLLBe at 1.55%.

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