Last check/update: 5.12.2023
-
Best rates only & important conditions only
-
[de] [fr] [it] = Website available in that language only
-
Short guide to fixed income options
Special savings accounts [ Thread ]
= limited time & new money only
WIR 1.8% (until 31.3.24, 1.35% afterwards)
- 6m notice for >20k p.a.
CLER 1.8% (for 1 year, 0.8% afterwards)
- 6m notice for >50k p.a.
- to not lose bonus interest (1%): max 20k within that year & no notice within that year (= lower actual rate for >20k)
CS 1.5% (until 30.9.24)
- 3m notice for >50k p.a.
- account opening until 29.12.23
UBS 1.5% (until 31.12.24)
- max 10k p.a. otherwise lose 0.5% on the overdrawn amount
Avera 1.45% (until 30.6.24)
- 31d notice for >20k per month
- starting at 25k
Standard savings accounts [ Thread ]
++ more: moneyland ++
CEA [fr] 2%
- 12m notice for >10k p.a.
- also available: ‘jeunesse’ account for up to 35y old with 1.5% but easier withdrawal conditions
wiLLBe 1.55% (<=50k / 1.25% above <=100k)
- no notice needed
- via app only
- Liechtenstein deposit guarantee (no esisuisse)
radicant 1.5% (<=250k)
- no notice needed
- via app only
CER [fr] 1.5% (<=50k / 0.7% above)
- 6m notice for >10k per semester
bankbsu [de] 1.36% (<=25k / 1.11% above <=100k)
- 6m notice for >50k p.a.
Short-term deposits [ Thread ]
= usually starting at high-ish amounts
- starting at 25k
- for new money
SHKB [de] 1.75% (3m)
- starting at 5k (up to 100k)
- valid until 15.12.23
CA next bank 1.75% (12m)
- starting at 50k
- banking package needed
CIC tbd (12m / quarterly withdrawal option)
- starting at 50k
- CIC ON is an option to avoid fees
- new offer usually being announced by mid-month, term starting on first day of next month
Medium-term notes [ Thread ]
Cembra 2% - 2.4% (2Y - 10Y)
- starting at 20k
Clientis Biene [de] 2% (3Y)
