----- Last check/update: 14.4.25 -----
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Best rates only & important conditions only
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[de] [fr] [it] = Website available in that language only
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Short guide to fixed income options
SPECIAL CASH ACCOUNTS [ Thread ]
= no withdrawal period & app only
wiLLBe 0.25% (<=50k)
- FX fee only ~0.1% (CHF/EUR/USD)
- Liechtenstein deposit guarantee (vs. esisuisse)
radicant 0.1%
- several payment features available
SPECIAL SAVINGS ACCOUNTS [ Thread ]
= limited time & new money only
CLER 0.75% for 1 year (0.15% afterwards)
- 6m notice for >50k p.a.
- to not lose bonus interest (0.6%): max withdrawal of 20k within that year & no notice within that year (= lower actual rate for amounts >50k)
STANDARD SAVINGS ACCOUNTS [ Thread ]
++ more: moneyland
CEA [fr] 1.0%
- 12m notice for >10k p.a.
- also available: ‘jeunesse’ account for up to 35y old with 1.0% but easier withdrawal conditions
Cembra 0.85%
- 6m notice for >20k per semester
SHORT-TERM DEPOSITS [ Thread ]
= fixed term (months) & fixed rate // high-ish amounts
currently no great offers
MEDIUM-TERM NOTES [ Thread ]
= fixed term (years) & fixed rate // more: moneyland
CEA [fr] 1.0 - 1.2% (3Y - 8Y)
- starting at 5k
Cembra 0.75% - 1.25% (2Y - 10Y)
- starting at 20k
