----- Last check/update: 26.4.24 -----
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Best rates only & important conditions only
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[de] [fr] [it] = Website available in that language only
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Short guide to fixed income options
SPECIAL CASH ACCOUNTS [ Thread ]
= no withdrawal period & app only
wiLLBe 1.3% (<=50k / 1% above <=150k)
- FX fee only ~0.1% (CHF/EUR/USD)
- need to announce incoming transfers
- Liechtenstein deposit guarantee (no esisuisse)
radicant 1.25% (<=250k)
- several payment features available
SPECIAL SAVINGS ACCOUNTS [ Thread ]
= limited time & new money only
WIR 1.8% (until 28.2.25)
- 6m notice for >20k p.a.
- rate is fixed
CLER 1.8% (for 1 year, 0.8% afterwards)
- 6m notice for >50k p.a.
- to not lose bonus interest (1%): max withdrawal of 20k within that year & no notice within that year (= lower actual rate for amounts >50k)
STANDARD SAVINGS ACCOUNTS [ Thread ]
++ more: moneyland
CEA [fr] 2%
- 12m notice for >10k p.a.
- also available: ‘jeunesse’ account for up to 35y old with 1.5% but easier withdrawal conditions
Cembra/HBL 1.6%
- 6m notice for >20k per semester
SHORT-TERM DEPOSITS [ Thread ]
= fixed term (months) & fixed rate // high-ish amounts
WIR 1.6% (12m)
- starting at 50k
- new money only
- valid until 31.5.24
MEDIUM-TERM NOTES [ Thread ]
= fixed term (years) & fixed rate // more: moneyland
Cembra 1.6% - 2% (2Y - 10Y)
- starting at 20k
CEA [fr] 1.6% - 1.8% (3Y - 8Y)
- starting at 5k
