No, I would still invest according to my strategy:
Additional study describing how the “buy-the dip” strategy is sub-optimal:
Ben Felix - Buy the dip
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For 2022 I am hesitating to change from VTI to VT. I don’t like having all just in the USA at the moment. As the 60% of VT is USA I think I will stick to VT. One ETF’s and that’s it.
Then I will use around 2.5% to buy BTC.
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Why not adding/moving some of it to VEA and VEM?
This is what i do which results in a even lower TER comapred to VT only.
That’s a fair point. It would take probably three years. While I still don’t feel comfortable to throw 125k at the market right now, I will have to think again about the recovery phase. Your approach would probably be not to build up any new cash reserve but just remain 100% invested, right?
To be honest with you, I didn’t know these two ETF’s. They seem a good option.
You mean VWO?
(Or AVEM by Avantis, not Vanguard)
@MrLowBudget What was your decision to focus solely on the US (via VTI) versus global (via VT) based on in the first place?
That I was quite young so I could tolerate the risk of having all in the USA market and the gains were higher than with VT, now I don’t like the idea to have everything in the USA market for the next 10 years. So I was thinking to change to VT, but it’s also true that I could buy directly to the VWO and VEA to have low TER compared to VT. So I will have something like 60% of VTI and 40% on the other two.
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NASDAQ is in correction!
-10% from peak. Let’s see if we go down to -20%. Not bad as entry point
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Yes, whoever’s been lazy since last summer-ish, this is the 2nd chance. 
(Although I’d love to see another -10% to unload. 
)
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Yes sorry I meant VWO.
Or all world ex US: VXUS or IXUS.
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@Cortana: similar to me, I believe you also fully-invest in VTI, correct? Curious to hear what your rationale is for doing so, and if you ever contemplate switching e.g. to VT.
Because of my overall asset allocation: 35k IBKR, 30k Viac and 25k ValuePension. So 90k in total.
IBKR: VTI only
Viac: 47% SMI/SPI, 33% World ex CH, 20% EM, 3% cash
ValuePension: 80% World ex CH, 19% EM, 1% cash
This adds up to roughly 62% US, 15% CH, 12% EM and 11% Europe/Pacific/Canada.
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You don’t find this to be too low?
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If this trend is confirmed, any strategy will be fine
Well, it seems to be getting less orderly, though soaring is of course still a possibility. I’m inclined to believe a bit less in it than I previously did. (Not actionable, I just wanted to amend my previous statement with the benefit of 8 additional days of hindsight.)
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I don’t believe in socialism and I think it will be the downfall of all those countries. It’s an active bet, I know.
What socialist countries are you talking about?
EU countries especially.