Hey, I’m considering switching from my IE iShares to Vanguard US. However my broker does not qualify for the W-8BEN reduction.
Now I know that this prevents me from reducing the withold tax to 15%. The other 15% I’d still be able get back with DA-1 afaik.
What I haven’t found any information on is if a US based fund without the 15% W8BEN is atleast equal to one based in IE with the unrefundable withhold tax by US dividends.
Should I stick with IE? (Given that I don’t want to switch to IB)
I was considering two ETFs: VTI & VEA