Share your net worth progression

Really? 69? not 70 or 68?
This year (and last) is really the year of the 69. I see it everywhere (dammit)

I checked it, its CHF 69’420.67 to be excact :wink:

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add 2 cents and the internet would explode.
edit: yes i know 67. I’m old school

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Because of the other Whales in this thread I first thought 1 = 1’000 so I was like:
Damn, what did this guy spend 10 million on in 2024?!

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Not just square one but somehow you arrived in the future :smiley: How come you already know your networth 2026?

At your age, traveling and having fun may rightfully take precedence over heavy FIRE activities. Once you earn a decent salary and don’t inflate your lifestyle too much, the networth will rise much faster with your invested savings.

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It’s not exactly square one. I’m considering the post I made two years ago as square one. Net worth actually regressed 222.- in two years.

Finally, I am joining the Party here :tada:

Here is my growth from Dec 2017 to Dec 2025.

Dec 2025 is special because I decided to combine my wife’s portfolio.

Here is the interpretation of the separate components:
PF-Debt - 2nd and 3rd pillar (not invested in the market)
PF- Equity - Market-based 2nd and 3rd pillar
Accounts receivable - Amount blocked somewhere. In this case, mainly from UBS, we just bought a house, and UBS will refund the reservation payment
Prepaid Expenses - Minor component just to keep track of recurring spending like SBB Halbtax Plus
FD & Bonds - Debt-based instruments yielding interests
Commodity - Mainly gold
Mutual Funds - Kind of ETFs (focusing on Indian stocks)
Stocks India - Personal managed Indian stocks
Stocks Global - Personal managed NON-Indian stocks & ETFs
PMS - Professionally managed Indian Stocks
Crypto - Negligible
Private Equity - Non-listed companies
Algo Trading - Money involved in algo-strategies

Current asset allocation:

There is still a bit of a naming mismatch, as I did not intend to share when I created them.

Looking forward to your feedback. Happy to share my investment philosophy and other aspects as we go forward! Please also DM me if you have any suggestions/offers/ideas.

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It is brand new and Nebenkosten include maintenance costs. Both actual ones (e.g., repair) as well as a Teuerungsfond.

It isn’t perfect, no. But perfect is the enemy of good enough.

I have a 10 year mortgage. I am very happy to sell (if not done so at that point) if I am unhappy with the new mortgage. I will certainly move away when/if I retire early. Somewhere where taxes are lower and I am closer to the mountains. So that point also doesn’t apply.

It is unlikely that anyone buying in the last few years would have a sound investment on a standalone financial basis

Can’t agree with this. Was it optimal? No, what is, but it was very good. My 8% is not even including the increase in value.