Thank you for making me double check, cause 1k/month including taxes sounded unrealistic even to me as I pay for everything else normally, just without rent.
I see now that I also transferred CHF 4’000 of my existing Bank-Savings throughout the year, and my total income was closer to CHF 69’000.
So while I did invest 45k into VT this year, I effectivly saved more like CHF 41’000 of CHF 69’000 income, so ca. 60% savings rate.
But from now on, I’ll have to pay 300/month as rent which I am fine with of course.
Sadly no raise for this year so my goal for 2026 stays at 45k saved, end of 2027 I want to reach 200k+.