SwissCard just announced their new Cashback Credit Card and Coop is switching from SwissCard to Topcard.
All Supercard Plus holders will get there card exchanged for the new Cashback card until the end of 2020.
The best approach to maximize profits and cashback for those already using the Supercard/Cumulus Card is the following:
Exchange the old Supercard Plus vor the new Swisscard Cashback Card. This can be done here:
Than also order the new Supercard from Topcard here:
You will receive an additional Bonus of 4000 Superpoints (equals CHF 40)
Until the End of 2019 you should pay everything with the new Swisscard Cashback Card because you get Cashback of 0.5%. Starting from 2020 you should get back to paying with Supercard Topcard/Cumulus Cembra (0.33%), because than the Cashback of the Swisscard goes down to 0.25%.
In Coop and Partners you should only pay with Migros Cumulus and in Migros and Partners you should only pay with Coop Supercard. (you don’t get cash back when using their own card at their place)
Outside of Switzerland only Revolut and Co. should be used.