that was my thinking as well.
Assuming your gf earns CHF.
It depends at which broker, IMO.
At IB then VTI.
At a Swiss Broker then VWRL, the one traded on SIX in CHF, to avoid FX from CHF to USD (at a Swiss Broker = expensive)
Unfortunately accumulating VWCE is not available in CHF (at SIX), so up till now avoiding that one. If VWCE were available in CHF (at SIX), then I’d change from VWRL to VWCE.
The dividends of VWRL are unfortunately in USD, so after these USD’s have to be exchanged to CHF to be used (to re-invest in VWRL).
PS it would be VT, not VTI.
she has an IB account, so most everything is available.
So why pick VT over VWRL?
VT : VWRL
TER 0.07 : 0.22%
Transaction costs
VT = cheap!
VWRL = Check the transaction costs of those various stock exchanges offered, will probably have extra fees at LSE etc.
for dividend situation, check out
“US and IE domiciled funds are perfectly equal for the total world case” from the thread
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Hello everybody
We are looking for an all World ETF in Swiss Currency - does anyone have experience with the VANGUARD ALL WORLD ETF DIST (IE00B3RBWM25)?
Thanks for your opinions!
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You are aware that the ETFs trading currency has no impact on currency risk or investment performance, are you?
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I’m working on my understanding of this - one reason why I issued the post.
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