I work with what you could describe as „SAP for banks” and indees it’s good money. I don’t know where does your negativity come from. From my experience, the assignments I get require at least basic business understanding and then implementation, which consists of basic programming. Your expertise is thus not about coding a super efficient algorithm, but about knowing the features and limitations of the system and being able to deliver the solution. I’m not saving the World with my work, but it’s not boring and it very well paid.
That’s why I switched to being a freelancer. The numbers you quote are pretty close. I now got the skills that companies will pay me this much per day and what’s not to like about it? Whenever things get a little mundane I remind myself that 3/4 of my earnings go into my savings and just in a couple of years I will be able to retire if I want.