Finpension has launched its new 3a solution
Finpension VS Viac
- No currency exchange fees
- Lower fees with high % of stocks: 0.39% + VAT
- No currency limit
- No foreign exposure limit
- More choice of sustainable funds
- 99% of the money is invested (vs 97% for VIAC)
- No web interface
- No referral program
- Mobile app less user friendly
With lower fees and no currency exchange fees, this solution is better than VIAC. I have started the process to move my funds from VIAC.
In short, you can replicate the VT fund for around 0.42% in your 3a.