+6.35% for me. Still the cheapest apparently
1 Like
Was told from two different doctors, the new Ozempic/Wegowy/etc. seems to be a considerable source of friction with insurers due to cost (for them).
Unlikely. It’s below CHF 150 per month – not a super expensive treatment and quite restrictive rules when it’s covered by health insurance.
1 Like
Possibly, I don’t know the cost - was meant to be an indication of how new treatments can be added to basic insurance.
Ah I guess this is the most logical explanation, even though I specifically entered the start date for the insurance as 1/1/25 when browsing the providers’ sites. Looks like they’re not quite as eager to show their new prices as I am to see them.
3 Likes
Also, slightly OT - I noticed that in the last 3 years I’m around 2’000fr. of medical bills per year, with the highest deductible ofc 
Would you consider a worthwhile optimization to move to the lowest deductible?
According to the calculator the gap between highest and lowest on the same plan is 1’400, which would net ~300fr. in savings - but I’m afraid they would all be lost with the supplementary insurance in case premia are linked (i.e. increase in premium due to deductible applies to both).
1 Like
If I stay with EGK, it‘s +27%.
With Agrisano it will by „only“ +18%.
Will switch to Agrisano (Agrismart) for sure.
2 Likes
shouldn’t it be totally separate? (many people even have different providers)
4 Likes
I tried to understand this SmartMed model based on MedGate app. It uses chatbot to whom you tell symptoms which suggests you to make appointment with MedGate doctor or asks you to contact your Hausarzt.you don’t have a choice/ it tells you what to do out of 2.
I don’t have a Hausarzt, so might need to get one before taking this
Funny, Assura is 5chf more expensive on its own website vs. priminfo. 
(Both including 5chf “discount”)
To me that seemed too compicated. Looks like you have to talk to 2 separate doctors/persons online, and both have to agree until you can go to a specialist. Others are more efficient here, so that one doctor agreeing is good enough. E.g. I had good experience with Sympany flexhelp… and (depending on location) it seems similarly expensive/‘cheap’.
2 Likes
Here is a summary of the cheapest premiums in 2025 for all regions, ranked from smallest to highest increase (relative, compared to the cheapest one in 2024).
Data for an adult (>26 yo), without accident cover and deductible of 2500 CHF:
| Region | Cheapest monthly premium | Insurer | Model | % |
|---|---|---|---|---|
| BS | 399.2 | Vivao Sympany | casamed hmo | +2.10 |
| VD2 | 347.2 | Assura-Basis SA | Qualimed | +3.64 |
| LU1 | 279.1 | Vivao Sympany | casamed hmo | +3.97 |
| SH1 | 314.5 | ÖKK | Gesundheitszentrum | +4.14 |
| BE1 | 368.1 | Vivao Sympany | FlexHelp 24 | +5.20 |
| TG | 276.9 | Agrisano | AGRIsmart | +5.53 |
| ZH1 | 344.1 | Assura-Basis SA | Qualimed | +5.94 |
| SG1 | 301.9 | Vivao Sympany | casamed hmo | +6.08 |
| NE | 393.1 | SWICA | FAVORIT SANTE | +6.42 |
| AI | 202.1 | SWICA | FAVORIT SANTE | +6.65 |
| BE2 | 326.2 | Visana | VIVA-Gesundheitsplan | +6.99 |
| VD1 | 390.7 | Vivao Sympany | FlexHelp 24 | +7.10 |
| SH2 | 280.4 | ÖKK | Gesundheitszentrum | +7.56 |
| AR | 268.1 | KPT | KPTwin.smart | +7.84 |
| OW | 235.5 | Agrisano | AGRIsmart | +7.93 |
| SO | 319.1 | Agrisano | AGRIsmart | +8.06 |
| ZG | 242.2 | Agrisano | AGRIsmart | +8.08 |
| BL2 | 338.8 | ÖKK | Gesundheitszentrum | +8.24 |
| FR1 | 328.8 | Sanitas | NetMed 1 | +8.41 |
| BL1 | 379.2 | Atupri | CareMed | +8.44 |
| BE3 | 296.6 | Agrisano | AGRIsmart | +8.60 |
| SG2 | 275.2 | Agrisano | AGRIsmart | +8.77 |
| UR | 230.4 | Atupri | SmartCare | +9.14 |
| GE | 424.2 | Assura-Basis SA | Qualimed | +9.39 |
| FR2 | 297.7 | CONCORDIA | HMO | +9.41 |
| GR2 | 264.9 | ÖKK | Hausarzt | +10.19 |
| LU2 | 271.1 | Vivao Sympany | casamed hmo | +10.38 |
| LU3 | 255.9 | Vivao Sympany | casamed hmo | +10.40 |
| VS1 | 299.3 | sodalis | Digimed | +10.44 |
| NW | 237.5 | Vivao Sympany | casamed hmo | +10.62 |
| TI2 | 367.2 | Agrisano | AGRIsmart | +10.84 |
| GR1 | 285.7 | CONCORDIA | HMO | +10.95 |
| AG | 296.5 | CONCORDIA | HMO | +10.97 |
| SZ | 259.9 | Atupri | HMO | +11.07 |
| ZH2 | 310.8 | Agrisano | AGRIsmart | +11.52 |
| GL | 272.1 | Atupri | SmartCare | +12.07 |
| SG3 | 259 | Agrisano | AGRIsmart | +12.12 |
| TI1 | 398.4 | Assura-Basis SA | Qualimed | +12.16 |
| VS2 | 251.5 | sodalis | Digimed | +12.58 |
| GR3 | 255.7 | ÖKK | Hausarzt | +13.14 |
| JU | 378 | Vivao Sympany | casamed hmo | +13.79 |
| ZH3 | 275.3 | Agrisano | AGRIsmart | +14.66 |
7 Likes
14% for me, my god…
20.5%… Fribourg
43yo, 2500.- franchise
3 Likes
+9.9% for me in ZG
FYI: The premium is the same for everyone aged 25 and older. There is no difference whether someone is 32 or 99 years old. 
1 Like
I also noticed that there is no difference based on gender. I always thought females have higher premiums
Did it change or it’s just the portal doesn’t have this info
Let‘s start an initiative, it only would be fair.
Imagine the headlines in the newspaper and the following crisis 
2 Likes
It’s the law.
It’s different for extra insurance, unisex premiums aren’t mandatory, unlike, e.g. in the EU.
1 Like
Well, I hope you change the insurance then? There must now be many cheaper options if yours went up 20.5%…