I’m in the process of building my Long Term portfolio in the hope of getting retirement in France in 14 years. I’m currently 40 yo and our plan (my wife and me) is to base ourselves in south of France when our child will be fully grown.
We now have 80k € to invest in this portfolio and we plan to invest on a period of several months.
After reading so many articles and forum threads (Thanks MP for that !) my reflection process leads me here
- 50% Stocks Global World on VT
- 10% Stocks Swiss on SMIM
- 10% Stocks EM on VWO
- 10% Stocks Europe Pacific on VXUS
- 10% Bonds in Euros (don’t know which product yet)
- 5% REIT on SRFCHA
- 5% Stocks small caps world on VSS
With this allocation I hope to cover most major “dimensions” like domestic, international, currencies, developped, emerging, stocks, bonds, large and small cap. Am I missing something ?
What do you think of this portfolio ? I’d love to read your comments please !
I think I’ll start to invest on VT only and see how it goes but are the direction and products look good for your expert eyes ?
Thanks for your help guys
Tout de bon !