Anybody recently open this kind of contract? Their website is a bit complex to me…
So is it still 0.75% TER for 100% invested? Have you been able to pledge it for indirect mortgage? With wich Saron margin could we hope that?
Yes, total costs are still 0.75% p.a. with “UBS key4 pension 3a”, according to the website:
The annual costs consist of the ongoing costs of the fund (0.25% p.a.) and a management fee of 0.5% p.a. charged directly to the retirement savings account. Thus, total costs amount to 0.75% p.a.
https://www.ubs.com/ch/en/private/pension/pillar-3/key4.html
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Yes! Although I made a 10y mortgage but I guess this should work with SARON too