I searched but didn’t find exactly what I’m looking for.
I plan to fly to USA, so I need an extra health insurance, because the basic Swiss insurance only covers up to the double (2x) of the Swiss tariff for any procedure. And for USA, as we know, the costs can be ridiculous.
So I got an offer from my basic insurance provider. Assura Mondia costs 8 CHF per month and the minimum term is 5 years. So 96 CHF per year for what seems to only be applicable to USA trips, and you have to pay it for 5 years. Seems like not the best deal, that’s why I wanted to ask you for any alternatives. Do you know any short-term insurances that cover short USA trips?
On the other hand, the lady on the phone said, the tariffs vary from country to country, and you could be surprised by the cost of some procedures (of course she was not very specific, so maybe this was some kind of scare marketing blabla). So if you travel often (and I do) then maybe it’s worth to take it just to be safe. What do you think/how do you handle it yourself?