Imagine if your payday coincides with a bad news on vaccine!
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You have all your money invested into market ?
Even if itās for 25 years you shouldnāt invest all in the market only.
There are countless resources that would disagree with you. The pure minimalist mustachian strategy is 100% VT asset allocation.
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There were only three 10-year periods with negative stock returns in the last 100 years, and zero 15-year periods. Read the research.
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Itās true and Iām not an economist but diversify your money is probably the best way to do. Iām just not anymore confident on the market and current currency but may be 100% wrong just spend time to search and made your own opinion. Big problem with market when itās drop you lost your money so you need made something before lost money. Always better to sell high and buy low made you own calculations of what you lost by 50% drop (100=>50) or 100% up (50=>100) 
We are may be to a new area like all of these past events : https://azizonomics.com/2012/01/04/a-history-of-reserve-currencies-in-one-graph/
Not known source of this graph so not trust without search but US/CN standing : https://www.zerohedge.com/s3/files/inline-images/0%20(1)_3.png?itok=FNEcGd9W
Not known source of this graph so not trust without search but education line seem dictated beginning and end of an empire : https://www.zerohedge.com/s3/files/inline-images/0%20(2)_1.png?itok=709vOFAt
Itās for you because I have made my own choice and currently prepare my next move
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He must be!
Can anybody just limit his internet access to this forum and keep him off the markets?
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Not really. But the USD is crushing my portfolio too!
Not buying anything this month in IBKR (only VIAC) as I have some unexpected expenses. But Iām going to on August 20th 
Ahā¦ I was wondering where is my expected drop 
Holding off for another month then!
But does make for a nice buy opportunity 
Had a couple of unexpected expenses. Didnāt buy anything in the last 3 months despite my Viac contributions.
Itās alright.
I also bought a motorbike - better investment than Tesla 
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Maybe thatās why the markets just keep soaring? As soon as I start contributing again the markets will drop xD
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What a wild ride, but Iām very glad that I stayed the course. August was great in particular. As of today I increased my networth by 6ā000.- with saving 3ā300.- of my salary, adding 600.- to my pension fund and earning 2ā100.- in the market this month. Now Iām back to ~0%.
In the end I was just unlucky to start investing right before the crash, but it turned out just fine.
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Tech is getting crushed lol.
Actually I invested 1300 CHF on Tuesday this week with VIAC but also did some rebalancing. Reduced my US exposure from 65% to 60% and increased the rest, especially Emerging Markets. In the end it looks like I was still better off with my lump sum investments. Especially my 2nd pillar in June. So while being unlucky with the initial investments, it turned out fine.
Iām so glad I donāt play games anymore. Donāt care about market movements, just investing monthly what Iām able to save.
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I got my bonus today and the SP500 is far away from its SMA200, lol. I guess my investment strategy is to always buy at the top.
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The SP500 is very rarely close to or under its SMA200, your investment strategy is fine.
Thanks for the heads up, though, Iāll keep some money on the side to buy after the inevitable drop weāll have these next few days. ^^
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you are very well known
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