how can all these accounts costing zero? Can you please share?
It used to cost zero. Now it’s 5 CHF per month
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thank you for the reply. 5 per month per account or 5 per month for all these account?
it’s 5 CHF per “customer relationship”, and our 5 accounts are under the same customer relationship
This is not bad at all. How come my custom manager tells me that each account cost 5 CHF per month…hmm
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Hmm. I asked again with post finance manager and he said this five accounts would cost 25 per month and he doesn’t see a way to reduce that to 5. Too bad. Maybe you have a good old deal that doesn’t exist anymore. (He disagrees with this guess as well.)
This is weird… you should open just one bank account and then “order” new financial products inside the account. Products like “checking accounts”. I can still open new accounts (pardon, “order new products and services”) for free.
As I too have multiple accounts in different currencies and pay 5.- all together per month, he is wrong obviously.
Tell him to research their products - and bank package “Smart” is what you want 
→ “Smart and SmartPlus banking packages bundle accounts and services together”
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I have this Smart package with 2 private accounts - CHF and EUR. Costs 5 chf total per month.
I Wonder if i can get a USD account too and it stays the same as 5 chf?
I have CHF, EUR and USD accounts (saving- and “non-saving”) → 5 CHF
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Thanks for the quick response. Unrelated question. What are the transfer fee / charges (if any) fron postFinance USD Account to Interactive Brokers?
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For an in going USD wire transfer, IBKR provided me an US bank with an “ABA Routing Number”, hence an outgoing transfer from PF is subject to a “Giro international” wire transfer (non SEPA), see the rates here:
→ 2 CHF from PF and as far as I remember, there were like 10-15 USD in fees involved from the receiving side.
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Smart is the package I have right now. Yet only one chf private account (aka IBAN) of my name. I don’t need EUR or USD account. But I do want to have an private account of my wife’s name and, if no additional cost, another joint private account of our name. Do you know if that can all be included in one package – smart and costing 5CHF / month in total?
IMO there is only “customer relationship” per bank package allowed. You are refering to three relationships:
- You
- Your wife
- Both of you
So three packages (3x5 CHF) in this case I guess 
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Thank you for the reply. So this
In your understanding , would be 15 CHF, not 5 CHF. Is it correct? Too bad that a couple cannot be included in one package.
I guess so, yes.
But: A couple can be included in one package, just not in combination with a additional
“non-couple relation” in the same package.
This is my understanding, I’d ask a PF rep to be sure…
No, it’s still 5 CHF/mo.
We have only one “customer relationship” and that customer relationship is a shared “account” between me and my wife. Then we named those accounts “mine”, “yours”, “children’s”… I don’t know how it works now, but when I opened this account I just put both names on the same account.
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Thanks for the reply.
Can I understand as the following? The accounts are all joint accounts of you and your wife. You give these accounts customer purposes, yet in bank’s eye, they are all accounts of two names.
Yes, exactly this. In bank’s eye they are all part of a single “customer relationship”
Thank you for the reply. sorry to ask again, just to confirm
and therefore they are all joint accounts of two names, MrRIP and MissRIP. Is the understanding correct?
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