Hello Dago,
Can you please elaborate in which crypto did you invest into and you‘ve had a crazy year because generally speaking crypto market didn’t have a so crazy year… or ofcourse you should have picked only the right coins…
What was your source of information for Crypto?
Hello,
I let you refer to my previous post about it: Share your net worth progression - #46 by Dago
The crazy year I was referring to was 2017 when BTC went from <1000 to almost 20000.
Cheers,
Yes, that is true. But I am not counting on it: 2nd pillar I should be able to withdraw in the next <10 years when I move out (if I do, otherwise I’ll pay down the mortgage with it), while the AHV is some >25 years away… a bit far to even think about.
My update. First milestone achieved, reaching 100k of net worth. Nothing extraordinary but each step counts.
Quarterly update. Despite too much exposure on the market, debts clearing and a big downpayment from a project for later this year, the pace is still OK I guess. New income will start to kick in for the second semester will help.
Looks good enough, keep at it. 
Why is your second pillar going down? Is part of it a vested benefits account or have you drawn something out of it?
Vested benefit account only, VIAC+Finpension, yes. I made stupid choices some years ago and basically blew my 2nd pillar at that time. So now (because different job changes) I have all I recovered since in a vested benefit account. I will track next year the addition to what I’m adding with my current employer.
Looks like you’ve discovered FIRE in August 2021 
Updating it every quarter, now with March figures. Very interesting to see other charts kicking off once you reach the 100k.
Footnotes:
Progess of the last 30 months. Will probably hit 200k in summer 2023 and 300k in summer 2025. Maybe also way sooner because I’ll be able to save more once we bought the apartment.
Mostly thanks to cryptos it’s going up again. More details as usual here: https://fondue.blog/
Hello everyone!
Updating of my progression after almost two years. Started following the blog in 2020 and tracking my accounts since then.
I’m 28 y.o. and working as a civil engineer since a bit more than 3 years.
I added my car value just to compare to get a relative percentage. (I have a yearly depreciation value of 20%)
Looking good, but pray tell, what on earth is Gar. de Loy.? 
Garantie de loyer, Mietkaution, rental security deposit?
What’s up with those cash waves? 
Are you accounting more than once a month? (And why?)
Yes I’m accounting a couple of times a month, but it’s all automatic so it’s just because I like data.
How would you guys track your RE?
As I have access to evaluation tools with the biggest database in Switzerland (Wüest & Partner) I could potentially make new evaluation every month. Then subtract the current mortgage of it and get the new value.
The issue is: We paid 110k less than the current market value (880k). I see 2 options:
Personally, I only consider liquid assets (cash, investments, 3a, crypto, etc), and leave out anything that has a “negotiations” value (car, watches, real estate, etc).
If I were to take into account the value of my real estate, I would calculate:
Value at appraisal (at the conclusion of the mortgage) - Mortgage = current value.
However, I would re-evaluate the value of the property every year according to the appreciation/depreciation. I don’t see the need to keep the value of a property up to date, I can live with an annual revaluation (my opinion).
In your case, I will take into account the market value.
Maybe the question was asked already.
What tools do you use to track your net worth?
I see some are using excel. Other suggestions?
