See this topic about that part. I came to the conclusion that the income tax on the 70k I will need when FIRE will be neglectable (e.g. <10k CHF) and started excluding all tax related numbers from my savings rate. I also do not count Pillar 2 to the net worth as it’s only accessible much later in life. If I consider to leave Switzerland then it’s just a nice bonus… (sure could be around 250k CHF in 10 years but still “only” around 10% of the planned FIRE number).
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