Share your net worth progression

[dom.swiss]

Just posted an article on a fixed salary working like a bond - maybe helps you avoid too much dead weight. Just a thought.

Consider your salary as the bond part of your portfolio

Heard a surprising suggestion on Bloomberg’s Odd Lots that offered a new insight into the standard 60/40 portfolio. Let’s assume you have a secure job with a 100k salary. You could consider it like a 1mio bond with a 10% coupon, providing 100k of fixed income. Whether the traditional 40% bond allocation is the right thing is besides the point here. You already have a major part of your hypothetical portfolio in this asset class and can allocate all other wealth to stocks/ETFs. Your pension fund…