They have adjusted the conditions certainly following the introduction of Visa and Mastercard debit cards (same thing in the Raiffeisen of my region which is systematically late in the communication compared to other regions…)
There is not onl that - they further replace Maestro/VPqy cards with Visa Debit; which now attract a CHF 50 fee vs the current CHF 40. personally, I am thinkingbof moving my „prime“ banking relationship over to Yuh.
Weisen Sie sich aus mit Ihrer persönlichen Maestro-Karte, V PAY-Karte, MasterCard oder Visa Card der Raiffeisenbank oder dem digitalen MemberPlus-Pass (verfügbar ab 1.7.2022) aus dem MemberPlus-Portal.
The letter they sent says “private account with monthly income of at least 1195 (e.g., salary)”, looks to me like it does not have to be a salary (though I could also do that and then automatically transfer it back to my main account).
I was thinking of sending the 1200/month and then take them back every now and then, e.g., to pay taxes.
I did look at their funds, I couldn’t see anything with TER lower than 0.4something%.