I like the comments along the line “why is anyone holding 100k+ in cash!”, I’m pretty sure they come from people with less than 100k Net Worth 
So, let me see if I got it right: holding cash is stupid, and of course holding bonds is stupid as well!
What’s left for someone who’s not a Zoomer or a late Millennial? 100% in stocks? In this overhyped environment? Is the only non-stupid thing to do to hold 100% in leveraged Tesla shares or there’s still some hope for someone who doesn’t like gambling and happen to have more than 1M CHF?