well damn the Post… e-cockpit was one of the best features of PF.
Now they’ve also captured my last 5 years of historic data 
I wrote them a while ago to be able to export at least the existing data with labels. Answer → not possible. 
Let’s all write them to put it back.
Alternatively if you know a good enough bank that does this ONE feature right, I’m happy to migrate. Please let us know.
Raiffeisen has a very basic functionality but it’s nowhere near as good.
Edit: you can have them extract your e-Cockpit data until 30 April 2022 with your “e-finance participation number”. Does anyone know what that is?
UBS e-banking has a ‘Budget’ page where income and expenses can be tracked with categories and subcategories. For each category you can specify monthly and annual targets/limits. This works for account transactions as well as UBS credit card transactions. Some transactions are categorized automatically and CSV export is possible. However, I never used PostFinance E-Cockpit, so I have no idea how it compares.
I also don’t use the UBS feature extensively. I do assign categories to transactions when prompted and occasionally take a look at the charts or check the yearly transactions of a certain category. However, I don’t use the per-category target/limit functionality.
PF’s asnwer on the e-cockpit thing.
“We asked our customers what they wanted to improve. We have implemented this feedback with the new update. The redesigned E Finance ensures the best possible technology support. Innovations in design always take a certain amount of time to get used to. But we are convinced that the new e-finance will bring numerous improvements that will users will appreciate. Compared to the benefits for customers, the costs for e-cockpit were too high.”
So it’s probably that it was a plugin by a third party.
@jay what was so cool in PF e-cockpit is that it auto-categorized your spending with approximately 95% accuracy based on where you’ve spent your money. That was pretty cool, so you could look back months/years later and figure out if there’s a trend in your spending that needs addressing.
It could also do budgets, but I couldn’t personally care less about monthly budgeting (if I did, I’d use YNAB).
In UBS e-banking it’s also done automatically for most transactions. Credit card transactions always have an automatic category (based on the category you also see in card statements). However, it’s not perfect, e.g. for digital service providers that offer a variety of services the wrong or a very broad category may be used. When you manually assign a category e.g. for a wire transfer, you can check a box to automatically assign future similar transfers to that category.
I use and like the “Finanzassistent” by Valiant. It puts all your transactions automatically into categories, quite accurately by the way. The category can be changed by the user if necessary. There’s also a budget part to it, which I don’t need.
how much is that for a package per year? I was secretly hoping that Neo or Yuh or some newer digital bank could offer this at a “no cost” package in exchange for my money being there.
The cheapest one for a single person without special discount is CHF 8 a month. Requires at least 10k in an account (or a mortgage) and includes a Visa/Mastercard debit and a credit card. The cards are expensive when used outside Switzerland (terrible exchange rate + surcharge).
Neon’s supposed to have categorization and TWINT and zero fees.
I’ll check it out and will report back.
so I opened a Neon account (<7 minutes with ID check included 
), I’m now pending for the confirmation, should come until Wednesday.
but colleagues say you can register the same card in multiple wallet apps, so you can basically “share” your card with your SO.I will come back with the results early next week.
BCV’s e-banking has this feature, and it also categorizes transactions from the associated non-mustachian Viseca credit cards. Account can be held for free if enough balance is held and the card is also free for couples + balance.
I’m afraid that’s not available from here in Zh 
Doch! You do not need to live here to open an account and in terms of ATMs ZKB’s would work.
Any update on the above @user137? I personally don’t know what this “e-finance participation number” is, but would be quite keen on gaining access to the raw e-Cockpit data as well. I could check with them also, but wanted to check with you first to see if you’ve had any luck. Thanks in advance!
Isn’t this simply the “E-Finance-Nummer” you enter on the PostFinance login page?
Quite likely indeed. But since that was his actual question, didn’t want to pretend that I knew the answer! 
Ultimately, I’m mostly interested in knowing whether he successfully extracted the data or not. But you’re right, it’s probably as simple as that number, and not an issue at all if you make the request from within the portal with private messaging. Cheers.
yes it’s your e-finance number that is on the main page of your “account details”. I wrote them in Messages within the web UI and they said “it’s gonna be there in a couple of days”.
Funny that they don’t have that number handy, since you’re logged in and all… (meaning e-cockpit was most probably a bought plugin solution from a 3rd party).
Now the next problem: once I have this much of offline data, where the heck should I put it and if Neon’s categorization engine will let me download raw data as well?
Thanks a lot for that feedback @user137. I shall do the same then before all this good data disappears forever!
I don’t have a plan either for it though, but the majority of my spending still occurs through PostFinance, so I was thinking about something along these lines: using all the data provided, try to derive a similar mapping/categorization system (in Excel/VBA perhaps), then periodically download the PF transactions and run them through it! 
Might be simpler to track down that 3rd party solution, or even convince myself that I don’t really need that level of spending details 
I’m convinced we don’t need this data. But having it for free was cool and informative. I needed to put in about 15 minutes per month of brain time to correct the mistakes and then you had a nice timeline of all your spend with PowerBI-like charts.
Doing significantly more effort to get to the same results would hurt my brain and would probably fade out into oblivion. So… we’ll see.
Those that have NEON could comment if the categorization engine is any good.
So, I finally got around canceling my account.
Surprisingly enough, it was about 3 minutes, fully automated via a chatbot, with a background authentication and a very smooth process. Kudos to PF for developing this.
Too bad they seem to have put more efforts into this than keeping e-Cockpit