Time to look back at the total expenses for 2024:
- Family of four in a mid-sized Swiss town, living in a rented apartment
- Total yearly expenses CHF 110K (w/o taxes, my wife spends some of her own money, which is not tracked)
- Saving rate (w/o taxes): 36%
Biggest items:
- Housing 33,100
- Health 18,700
- Holidays 18,000
- Groceries 16,500
- 2 Kids (school and monthly allowance) 7,500
- Eating out and fun activities 5,200
- Clothing 3,200
- Transportation 2,500