Pants down: yearly spending!

Family of 3 renting in GE:

Label CHF
Rent and charges 1524
Additional charges for heating and water 9
Internet Fiber - no TV 41
Power 40
Serafe - Radio and TV 28
Genève - personal tax 2
RC + House insurance 20
Car rental insurance 9
Laundry 33
ASLOCA contribution 36
Deposit at the Bank 2
Bank fees 8
Daycare 1897
Health insurance for 3 768
Groceries+take away+restaurant 867
Travel expenses (me) 935
Monthly TOTAL 6 178
Yearly TOTAL 74 136

My wife will participate in 30% of our fix costs but 50% on the groceries, take away, trips …

I did not include personal expenses of my wife (travel cost, some groceries, night out …).

Final year with the saving rates above 60% … next year we’ll spend 12 months daycare and not 6 months …

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