Let’s revive this thread!
Time to look back at the total expenses for 2023:
- Family of four in a mid-sized Swiss town, living in a rented apartment
- Total yearly expenses CHF 148,000 (w/o taxes) - up almost 20,000 from last year
- Saving rate (w/o taxes): 38%
Biggest items:
- Housing 36,800 (moved to bigger apartment)
- Groceries 16,800 (down a little bit)
- Health 16,400 (stable)
- Holidays 15,500 (stable)
- Cost of rental apartment 10,500
- Eating out 4,800 (stable)
- Mobility 3,300 (stable)
Still not very frugal, alas.