Nugget's Journal

that is the plan :smiley:

every monthly cash transfer to IB results in full balancing, since the transfer amount is (in my current state) far bigger than the course changes between my 5 funds. as you can see here, each trade costs me on average USD 0.3, regardless of the trade volume. for the next year, until i reach CHF 100’000 and the monthly fee of $10 applies, my additional costs for each trade will be virtually zero. bottom line, rebalancing costs about nothing. I also dont rebalance amounts smaller that USD 200, and this thresold will increase in future, to still keep commissions low.

Now when my monthly cash feed won’t suffice to rebalance, I will have to come up with a rule. probably a full rebalance after each 6 or 12 months or when the allocation percentages deviate 2-5percent points from their intended values