Dear all,
it is 31.12.2017, that means it’s balance sheet time!
compared to 2016 i could boost my savings rate up to 45% before taxes! (48% if i remove Quellensteuer and AHV/ALV/NBU from the calculation)
This means I could save almost 35’000 in cash!
this is pretty in line with my 2017 half year statement.
pretty much all my forecasts from end of 2016 came true, and most forecasts will be identical for 2018. Especially since I am still a PhD, expecting to (finally) finish later this spring.
happy new year and saving in 2018! Luck, health and happiness!
[edit]
fyi my salary is 3rd year Ansatz 4 of the ETH salary regulation page 8