And with this change, you would get at least double the interest if you would have your money at Yuh instead. 
Yuh will also lower their interest at the same time.
Source? According to this week’s email, the interest rate will stay at 1% p.a. without limit for now (but will be restricted to the savings part of the Yuh account from July).
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Perhaps I misunderstood this post:
Yuh will no longer pay interest on cash outside the savings subaccount of Yuh but the interest rate in the savings area does not change. Not ideal but there are no limits of transfers from the savings subaccount, so it’s not terrible.
They explicitly wrote “Wir folgen dieser Senkung nicht.” and “Zinssätze: 1%, und es gibt kein Limit!”.
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actually someone commented that in fact the limit is 50k, even if the email in fact it says unlimited.
edit: I mixed up comments. it’s in fact unlimited.
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I assume you’re referring to Yuh neobank [2024] - #28 by assemblyrequired but that comment was actually about Neon. The two threads may be getting a bit confusing with the comparisons.
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Oh OK, then I misunderstood, sorry.
Also, neon invest will now have a minimum fee of CHF 1 (except for savings plan purchases).
That is good imho. People shouldn’t invest less than 200chf.
Yes, and I’d rather have disproportionately high costs of small investments being paid by those making small investments, instead through a general increase in fee for everyone.
They updated the app at the beginning of July. I can login very smoothly now.
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With Wise integrated in Neon for online payments, do you see any benefit of keeping/having a Wise account?
According to this, you still save money if you use Wise for transfering money, while exchange rate itself is the same.
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Thank you! I didn’t know they had a tool to compare with Neon. Honestly, though, I was more interested in the comparison for paying abroad when traveling (I rarely transfer (large amounts) of money abroad. I wouldn’t mind paying slightly more for having a single account with Neon).
Are the exchange rates really the same for paying? I remember reading somewhere that Neon uses MasterCard rates (which are less advantageous) while Wise uses interbank ones. Is there a materiality threshold to look for?
Neon goes back to 0% interests.
0.1 from november and 0% from december. All for spaces only. The main account is 0% already and will stay like that.
Time to move out money back to traditional banks.
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Back to Yuh I would say, if I were y(o)u(h). 
But do you have a source for the reduction? It’s still at 0.5% on their webpage…
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They sent me an email about it.
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I’ve got the same message by email.
Damn will move again my 1k emergency fund 
On a serious note: do people really open new account to get a temporary click bait 1%? Is your time worthless?
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