Hey everybody!
Itās a pleasure to be part of this community. Iāve been trying to surround myself with people like yāall
Iām a 22 years old Italian 2Ā° year student in International Business Management currently studying in Belgium. I am going to Bern from September onwards to spend my 3Ā° year there and get the Double Degree in Bern BHF (Bern university of applied sciences).
I am planning on building my career in Switzerland and reach the FI before my 40ās (hopefully even earlier).
I love the world of Finance, Iāve been self-studying how to invest in the Stock Market, Cryptoās and Forex for 2 years. Basically, I love numbers.
Iām very interested also in Programming, as I am self-learning HTML, CSS and JavaScript so far; up next Phyton.
I found this community through the great @MrRIP of which Iāve read all his blogs and strictly following! I hope one day I will be valuable enough to be taken into consideration by people like you.
I am currently looking for a cheap room in Bern from September onwards, and any advice for living in Bern is welcome!!
Btw, my short-term goal is to get a job in Switzerland in Finance, so if anyone has any contacts or is up give me a shot, it would be really appreciated.
I am looking for learning and gaining experience and not essentially earning money right now.
Iād like to thank in advance all those answering my message!
The best luck to everybody
Hi everyone.
Iāve been reading your posts assiduously for several months and itās time to introduce myself.
Iām Luni, Iām 40 years old and I live in Bellinzona. For a long time I worked as a software engineer for banks, but not in banks. Paradoxically I started to invest since I changed sectors. Iām interested in ETFs, factor investing and sometimes in options when I have time and opportunities arise.
Iām also interested in cryptocurrencies from a technology perspective, computer programming, things that have to do with the mind and a bit of spirituality
Since a month I follow @MrRIP and his (mis)adventures.
I thank much @weirded for some advice he gave me yesterday, on how to fill out the tax form here in Ticino, with IB statements.
Greetings to all,
luni
My FIRE/FIOR journey probably started in 2018 when I decided to look (yet again) for a budgeting app and came across YNAB. Then in 2019 I learned about FIRE through a podcast interview with MMM and got hooked!
Iāve been following the Mustachian Post, Mr. RIP, Millenial Money and several other blogs since then while trying to wrap my head around investing my money (which I am now doing regularly, yay!).
So the next step on my journey was to get involved with the community! This is why I finally signed up to the forum today
Hopefully youāll see more of me around here in the future.
I am 41, dual citizen, born in Switzerland where I have lived most of my life. I work in Consulting/IT. I am by no means a FIRE guy, but would consider myself frugal āby natureā, mostly due to my upbringing/parents. I have been āplayingā on the stock market since the age of 15 or 16 (CH companies exclusively - historically for no particular reason). There is more international exposure now thanks to VIAC. Even though I have followed a fairly random path when it comes to personal finances (it just happened), I have been doing well ā with ups and downs (dot-com bubble, subprime, COVID-19, you name it). I want keep an open mind and optimize my portfolio, and also contribute to the forum. ETFs have recently attracted my attention again (one of my main investments had been an SMI ETF for many years). I am also crypto curious (not involved yet) and have pretty much said goodbye to property āinvestmentā (i.e. buying my own house/flat) for now.
I have never tracked my actual savings rate, only calculate net worth on an annual basis and donāt do budgets (no kids, āonlyā married). That being said, I keep a sharp eye on my finances , the markets, and recently this forum.
Looking forward to it! I see you have a blog too so of course Iāve added it to an evergrowing list of Swiss FIRE blogs. The YNAB, cats and finding yourself alone with (even) more expenses with a new salary part resonates with me. Looking forward to your contributions!
Welcome!
You say that you donāt keep track of savings rate of budget but I am very curious to know if you have calculated some kind of TW return rate for all these years and compared it to how VT would have performed for example?
If, at some point in your writing career, you fancy sharing your experiences about launching your blog (including technical learning/difficulties), please, do. Itās nice to see one more actor on the swiss scene, the more perspectives we have, the better.
Thank you! Thatās an interesting point, Iāll keep it in mind. At the very least I could share whatever resources end up helping me, because I see A LOT of fake gurus in Digital Marketing!
Are you going to consider writing in Portuguese as this is the unofficial 5th language of Switzerland Would be lovely to read some posts in your native language as well.
Durch das Lesen und die Teilnahme an diesem Forum bestƤtigst du, dass du den auf http://www.mustachianpost.com/de/ dargestellten Haftungsausschluss gelesen hast und damit einverstanden bist.
Iāll try not to disappoint! Iām just getting started, still trying to figure out Wordpress and basic SEO 
Would be lovely to read some posts in your native language as well.