The figures are rough and strongly depend on the day we fire. For now we still need to pay full daycare/school costs (around 50k per year) for the next 6 years minimum, until the kids are more or less independant
Studies can be quite expensive too ; of course it will depend on a lot of factors, so we will need to adjust our figures
And as mentioned above, I might have to finance a dependant somewhen, ca. 30k per year.
If you add these numbers, we might indeed not be at 2 M, but we are not that far…