Welcome to the forum!
I like your profile name!*
Oh, and as per advice (assuming the 200k is your main/only sum available for investing):
- I would split your 200k into tranches and invest them over time, maybe spread it out over a year or so. First tranche is invested according to what you feel comfortable with now, and as you build conviction over time (no offense, but you don’t seem to have any now), tune the further tranches towards what your level of comfort and your own – hopefully increased – conviction tells you (maybe it’s the same as the initial tranche, maybe it’s adapted based on how well you sleep).
Theory tells you that lump sum might get you better returns, practice tells you that humans … well, they behave like humans. Mostly irrationally. - Don’t be deterred by people telling you to shun dividends given your long time horizon. Some people here are quite religious about this topic. Pick what works for you.
- Definitely IBKR.
[*] Slightly amazed the forum engine let this slip through -- as I spot many actively picked ETF zoos on this forum ...
