Hello dear Mustachians,
I recently quit my job and would like to put my 2nd pillar money inside an investment fond.
I discovered this great website that compares various products on the Swiss Market that are compliant with BVG (pension money) type of investments and there are two products that stood out:
- Swisscanto (CH) Vorsorge Fonds 45 Passiv VT CHF (TER = 0.42% Volume = 507 Mil)
- Swisscanto BVG 3 Index 45 RT CHF (TER = 0.36% Volume = 292 Mil)
- UBS AST 2 BVG-40 Passive (hedged in CHF) I-A2 (TER = 0.22% Volume = 208 Mil)
My goal is to keep that money sitting somewhere while accumulating value, since I am quite far from my legal pension age and I can’t access this money to invest it by my own.
Any suggestions regarding investing your pension money? What do you think about these three fonds? I would rather go with the first one since it has a bigger volume and more history to evaluate the performance, even if it has a higher TER.