Introduction - Where to invest 200k

Thanks to all for taking the time to answer - some interesting thoughts and ideas.

Quite a few of you were mentioning my ‘fear’ - maybe my OP wasn’t well written. I don’t have a fear of investing and didn’t sell anything. Rather, given this was the first time I was buying stocks like this, after seeing the losses month after month (for the first 3/4 months), I was wondering if I was doing something wrong, and therefore stopped investing. I think the takeaway from a lot of your feedback is to look at the long-term strategy and not be so focused on monthly fluctuations.

I also plan to gradually increase my stock exposure (probably over the next 6/12 months, and probably mainly VT) from the 25% currently up to 60% of my assets.

The question of whether to rent in Switzerland or buy a property is probably a dilemma for another day.

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