Normally people say “buy more when the market goes down”, but as we all know is difficult to time the market and now I am getting low on cash while the market keeping moving downward. Actually I seem to have started (heavily) investing at a bad time, but I am in for the long run and still far from 100% stocks so I still sleep very well at night. What about you? How do you feel/what are you doing at the moment? Buy more? Leverage? Sold everything?
A little dilemma I have is this one: I have been asked to pay X CHF for taxes for 2018, but I know the actual amount will be Y > X because I have earned more in 2018 than in 2017. So, I was originally planning to pay something close to Y to not get a high tax bill in the future, but given that interest rates are only 0.5%, I am tempted to pay exactly X and throw the rest into the SP500 instead. OTOH, it seems to take years for the to process my tax returns and then 0.5% on a large sum would hurt a bit.
What do you think?