Thanks for the replies. In regards to dental insurance, it seems like there is no clear consensus for or against (other than using lower cost countries when possible).
I think I have decided against signing up my daughter and will cancel my sons at the end of the year, partially because I noticed that their supplementary outpatient care package already includes insurance for 50% of dental care costs (max 1000 chf per year) and 50% of dental correction costs (max 12 000 chf per year).
The additional “stand-alone” dental care packages from CSS would be these:
- Option 50%, max. CHF 1,000/calendar year (costs about 200 chf per year)
- Option 75%, max. CHF 3,000/calendar year (costs about 460 chf per year)
- Option 75%, max. CHF 5,000 per calendar year, with a CHF 500 deductible per calendar year (costs about 275 per year)
Does anyone have some numbers how much their kids dental care costs have been per year?
The supplementary package mentioned above (almost 200 chf extra per year) was originally taken because it covers 250-500 chf of “Family, Fitness, Exercise, Other Courses.” So unless I am oblivious to something, the supplementary part pays for itself (at least in our case as the kids are in a swim course).