Dear all,

I am puzzled since a while regarding how buying vs renting works here in CH.

I know several people that decided to buy and explaining the advantage on it, i.e. going, for instance, 2kCHF rent to 1kCHF mortgage.

Assuming a cost of 1M and 25 years of mortgage, this means 200k cash at the moment of buying + 300k in 25 years (25 * 12 * 1000): how about the other 500k?

I understand people tend to pay the interest back but not really payback the whole mortgage, but I am very confuse on how this worksâ€¦

Can anyone please help clarifying?

Many thanks in advance.