I think discussion on CNBC should be seen as more of an evidence to not have 100% allocation to US.
This is not the case for VT / VWRL investors anyways. But I think that video would make more sense to S&P 500 only investors and that’s make audience for CNBC.
I agree that we shouldn’t make portfolio changes based on news / noise. But I think there is nothing wrong in understanding the problems that video is talking about.
I didn’t look at the numbers, but to be clear: you’re telling me to buy the dip in SK stock market? 
I do understand it, but for me it’s a non-problem because it’ll eventually be self-correcting and more importantly does not influence any action from my side.
It’s a bit like a problem we’re dealing with right now at work: a manufacturer wants to launch a diagnostic which currently has no direct clinical utility, ie no medical decisions will be made based on the results, so there’s zero appetite for stretched healthcare budgets to pay for it unless it can be shown with hard numbers that it will a) do something good for patients and b) it will materialize some financial benefit for someone, somewhere, at some point.
Should I just go all-in or leverage long all-in?
Either works, but it’s best to time it to the bottom.
OK. Re-mortgaging house now…
True
But if we are being honest, are we really willing to “set & forget” allocation no matter what?
Are we really not making any changes to our monthly contributions or portfolio?
To be honest, I do not think I can do that. But maybe I am still in early years of investing. Once I am a veteran, perhaps I would not do that.
Depends how pedantic you want to be. For the last 2.5 years I really did not make any changes (I had no portfolio before 2021 so…) other than adding more FREEDOM and switching to distributing funds. Contributions, frequency and allocation didn’t change. I’ve currently chosen to build up my emergency reserve, but that’s been very regular and systematic too. When that’s done I’ll switch contributions to KMLM and leftovers to the 3A, but that will also be regular and systematic, so no changes to the core process!
Of course, dreaming, longing, pining, yearning, lusting, coveting…running out of synonyms here…for the day I’ll convert all that crap to dirty dividends, then again nothing will change 
I know a couple of people who really just buy VWRL/VT/VWCE/SSAC every month and do nothing else.
I think the more you can automate the better. I had one setup where cashflows from rental income were swept directly into a fund and I never really looked at or thought about it except to remember to include it in my tax return each year.
My main portfolio is a hassle as it’s always spinning off dividends etc. which need re-investment. I guess I could also automate that to some extent.
Maybe it would even be worth separating out the ‘permanent’ part of my portfolio and sticking it with another broker out of sight could even help.
Is that a rhetoric question? What’d be wrong with that?
Nothing wrong
I am guilty myself
But @Mirager was making a point that investors can be better off ignoring the noise, staying the course and relax.
I don’t read all this content from influencers or youtubers posted, but based on the chart, does this one cover in depths how the labor productivity development across countries compares across sectors of the economy.
I’ve picked up somewhere that the US recently did better, even accounted for the hours worked, but it’s focussed on single sectors (and those that matter).
I haven’t gone done this nor the next obvious rabbit hole, myself, but wonder to what extend this shouldn’t be priced in, already in the stock markets (to the extend it matters)?
Ok, then I got it wrong. I do some side bets, but for the serious part, it’s one transaction per a month. No noise, just takes a few minutes and works well since over a decade. Can fully recommend.
Of course, with some annual adjustment on what’s available to invest based on the circumstances, and reviews on the individual products and their allocation to match market cap again, (if not having a single ETF) even less frequently, but that’s about it.
I don’t like the markets being so expensive, as I am still accumulating. But what can you do? The market was approximately as expensive as it is now in November 2021. But if you quit then, you would have missed some 20% return over the 3 years. So do nothing.
Another thing is if the market continues to rally. At a CAPE of 40+ and if the Euro (my currency) looses to the dollar, probably there would be a moment when paying off the mortgage instead of buying can make more sense. Still not now.
What, if anything, do we think about what just happened in France?
That democracies are stronger than we may believe, as parliaments don’t take budgets being passed by the executive branch, bypassing their consent, without striking back and doing so efficiently (South Korea is also about the legislative making sure their prerogatives stay theirs and don’t get appropriated by the executive)?
We live in interesting times but I’m pretty optimistic about the future (the same goes for my stance on investing and investments).
Few days ago saw a headline that 10 year government bond yields were trading higher in France than Greece. Either France doesn’t have much trust with investors, Greece has really done its homework or both.
I mean we’re literally talking about a basis point for a few minutes, but yes with the turmoil in the French govt currently it makes some sense. I think it says more about France being in crisis than Greece being particularly good.
There’s at least 8 more months of instability in France, what happened was expected.
(Could be longer if the next elections still doesn’t bring a coalition tho)
