Chronicles of 2025

I’m 9 years to retirement, so unfortunately, I don’t have such a long-term perspective.

I think when someone is close to retirement , indeed risk profile is very different

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Swiss market also now getting absolutely torched. SPI gave away all of the year’s gains after the rally.

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I still see +2-3% YTD?

I mean yes, but basically all :sweat_smile:

I would take ~3% per quarter any time. :slight_smile:
(But nowadays that’s an intraday shift, so whatever :rofl:)

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Is anyone planning to go a bit degen? I mean the likes of SOXL, FNGU, not vanilla lightweight baby UPRO and TQQQ. What’d your targets be (expressed as % drop from ATH) and would you worry that the ETFs may close? I’d like to gamble a bit, maybe 1000 CHF, I’d call it “Mirager’s Midlife Crisis Toy Fund”.

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Don’t worry, on Monday it might get into red zone as well. Most markets are in free fall these days.

QQQ futures are down by 2.25% as well after 5.35% yesterday.

Until we see an intervention in US (from within USA), there is no positive catalyst in sight to get out of this self induced market fall.

I hope there is no insider activity via US officials where they buy huge chunks of Stock market & then suddenly Trump announce, he is going to walk back on some of these tariffs.

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If anything if/when the EU, Asian countries, Mexico, Canada, Australia announce reciprocal and hurtful tariffs I’d expect everything to fall further.

No they only do that with crypto. They wouldn’t ever do insider trading with stocks. Absolutely not. Fuhgeddaboudit.

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Retaliation tariffs should be targeted and to benefit local companies. Randomly applying tariffs to cheaper imports where we don’t have local industry would be bad

China just announced retaliatory 34% tariffs as well as export controls on rare earth minerals.
Market is taking another plunge right now.

This will get really ugly.

Also @dbu now all the gains are gone :joy: literally took a couple minutes. SPI just dropped another 2%

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Edit -: you might not need to wait until Monday

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SLICHA is bleeding :rofl: Sayonara to my positive position :smiling_face_with_tear:

In the meantime, I have to wait until April 25, 2025 for my monthly investment. Perhaps by then the market will have fallen by more than 20%, which will mean a sell-off for the next purchase (SLICHA). My allocation is still 18% CH and 82% World, and I’m aiming for around 30% CH and 70% World.

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Red is my new favourite color :sweat_smile:

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Look, I see that everyone is fed up with this discussion. I also fail to see how VAT acts in the same way as tariffs, but I was trying to stay open minded and not intervene. So, I propose the following:

  • We stop this discussion.
  • If you have some authoritative sources, please post.

I know it sounds weird, but no, the rambling of Mr. Trump and his government is not an authoritative source, as was pointed out by many professional economists.

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Edging towards my -20% buy target :smiley:

No worries, I don’t think Cortana has invested the proceeds from his apartment sale, so you might want to wait for that :wink:

Well, looks like I timed my retirement perfectly… sorry guys :sweat_smile:

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If I would feel uncomfortable being -20% YTD with 150k, I won‘t make it past my first million.

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This only works in a reasonable amount of time if your portfolio is small compared to your contributions. I am now adding peanuts every month that hardly make a dent in the AA.

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