I was half joking with some contradictions, but some ETF have to be chasing these criteria…
Maybe in 25 years there would be a research paper, 99% of passive investors underperformed US bonds 
P.S -: I am also passive investor
2 Likes
Exactly, you read it here first.
Which looks like a safe double bet when looking for safe haven asset class.
I am sure soon we will have a product called
Make your own ETF -: just like make your own pizza
That is exactly what I do since over a decade.
Care to specify?
I was almost serious. ETF (passive) and active investments only work if they use at least one mechanical element: money and probably position management. What happened to the clients of Peter Lynch: they lost money with a fund that made 28% CAGR over a long period of time by buying high and selling low. They were not passive at the moments that count.
4 Likes
So you meant active approach. Maybe
OK, I see. Sorry for my English, it is a bit rusty. This sentence makes no sense. Probably “… do not make money if they do not use a passive approach when it really counts”.
4 Likes
TBH you have various dividend ETFs, value ETFs, quality ETFs, yield ETFs, ETFs using joint metrics etc.
e.g. Avantis/Dimensional have some well published value+profitability ETFs, and Cambria has a total Yield ETF.
You may not like the mechanism or TER of these but there are definitely mechanical ETFs out there.
5 Likes
Yes there are, thanks for mentioning that. If you use one of those that fulfill your requirements you don’t need to build your own ETF like I do.
But still, you need a “mechanical” approach to position and money management. Otherwise you are in danger of losing a lot due to behavioral errors in key moments (buying high and selling low).
The industry term is “Systematic ETF” or “Fully-systematic ETF”.
2 Likes
oh yes, my 3a MSCI Quality portfolio is in ±0% YTD this year, the value hedged + gold hedged + BTC + RE “crash course” portfolio is up 80% YTD - crazy.
4 Likes
Normal, so don’t act on it. But if you do 60-90% in one of your strategies, the others should do just fine. Don’t get excited, don’t get scared!
1 Like
it’s a 3a, so I’m not worried, it can run a lot more years 
1 Like
Just contributing to 2025 chronicles
Swiss investor‘s perspective this year for favourite assets on this forum. Some are just proxies as multiple instruments exist for same idea
9 Likes
The Rapper 50 Cent, Adjusted for Inflation:
(The rapper will be adjusted as soon as you select a different value in the graphic.)
9 Likes
Two days since we went off track discussing ETFs and other boring stuff.
Time to get back on AI:
(via Twitter)
5 Likes
Of course the problem is solved, this time is different!
You read it here first and even liked it @Your_Full_Name!
1 Like
I did indeed which is why I replied to your post from two days ago in the first place?
The deeper sense of your new reply now escapes me, though. Please accept my apologies.
I’m such a noob. 
1 Like