Chronicles of 2025

Not for this reason , but because of US estate tax jurisdiction, I decided to move away from US ETFs (VT, VTI, VXUS) to UCITS ETFs (WEBG, SPDR ACWI, WRDUSY+XMME etc)

From being primarily 100% in US ETFs, now I have majority of my assets in UCITS range

I am fully aware I would lose about 0.1% due to WHT on underlying US dividends. But it’s alright.

I never knew this new drama will unfold but kind of happy that I have reduced my exposure over time. Maybe it doesn’t mean anything but who knows

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