I will take a moment to share my experience with Lykke.
Somehow I was sceptical before but now I am using it for many months for a general on-ramp, transfer of funds into the crypto ecosystem, and I am very satisfied.
CHF, EUR deposits and withdrawals: free (min 50 of each).
CHF trading pairs on many coins. I have not explored everything, using only BNB/CHF and XLM/CHF.
The spreads that are quoted in the order book are actually higher that what I am getting. I trade small amounts, for the best bid and offer prices the half-spread is always around 0.1%. Otherwise, there are no other trading fees.
The crypto withdrawal fees are not that little.
My workflow is as follows:
Deposit CHF by a Swiss bank transfer.
Withdraw it to my Bitfinex account
Sell XLM for USDT.
Most coins I buy at Bitfinex, especially those with no withdrawal fees.
BTC I buy at Kraken for CHF and transfer out via Lightning Network.
BNB I buy directly at Lykke, the withdrawal fee is acceptable.
Moreover, it is possible at Lykke to buy EUR for CHF with the spread of a bit less than 0.1%. This is less than the built-in spread at Revolut and no limits on how much you can exchange, obviously. I tested it, first EUR transfer out (free) took few days (compliance, obviously), the next one went faster.
I wouldn’t transfer a large amount of money to a crypto exchange for the purpose of currency exchange, but if it is few hundred at once, the risk is very limited.
Also take advantage of this to consolidate your transactions. Especially if you have been DCA-ing for a while and withdrawing in chunks.
Basically create a new address in your preferred wallet and transfer all into that new address in one go.
I am not such a pro, but: I am using mobile Exodus wallet as the second wallet / main mobile wallet. The main reason is that I know it. When it comes to Lightning Network, there is actually Wallet of Satoshi inside.
I am also testing mobile Phoenix, because it can transfer BTC from the Lightning Network to BTC base layer, and this is what I am testing. Otherwise there is a 0.4% fee for Lightning transfers, which I don’t want to pay, of course.
P.S. There is no Lightning support in the desktop version of Exodus, @mabi
A short TL:DR is that PostFinance is offering its costumers the chance to buy, trade and hold 11 cryptocurrencies directly in the PostFinance app/site.
More details will come tomorrow. I guess it will depend on how big the fees are. I understand that this goes into the initial philosophy as most cryptos (not your keys, not your coins) but like the ETF it is a simpler and safer way for other people to dip their toes in the crypto water.