Best amount to contribute to third pillar

[Joey]

@hedgehog

Better get a real job instead

I stated taxable income for a reason. I have a lot of deductions and work part time at the moment. My tax will very likely increase soon and fast.

So in nuggets 3rd pillar thread we discussed that using viac and getting market returns with their funds, paying their 0.53% fees is worth the tax deduction you get.
The questions comes down to if you think that can be achieved or not with the forced 37% swiss stock allocation.

The Pillar 3a Tutorial

thanks Grog for being persistent, you might have contributed to me changing my attitude. going back to my not that outdated calculator from the opening post (the one for a single year’s investment) i find a more than 10% advantage for 3a. this includes taxed dividends, Kapitalauszugssteuer. the wealth tax might not kick in in this simulation. parameters & assumptions in the image: [grafik] hm… i might get back into this. 10% wou…

Lets say I have no issues with 6768 being locked up p.a.
I was wondering if anyone could shed some light on the stuff mentioned by Mr.RIP, is this something worth considering?

I am looking at these 3 options:

1. no 3a
2. max out 3a (viac)
3. find “optimal” amount to contribute (5400-6000CHF, viac)