Hi
I’m using a ynab style google calc/libreoffice sheet for budgeting and overview. I thought several times of sharing it here, but never found time to anonymize it. I’ll try this weekend.
cheers
sto
Toshl for detailed expense tracking.
Google sheets for its monthly exports and everything else - NW, investments etc. (as I prefer making my own charts).
(I’ve shared some templates in the corresponding topics)
I’m also an happy user of this tool. Not free (if this was your goal) but reasonably priced.
They were quite active in development until the beginning of this year, now things did slow down as one of the main devs is living in Ukraine.
It can also handle investments but I use it for expenses only so I cannot judge that aspect.
I am personally using Aspire Budgeting, based on google sheets.
The author is not actively developping it anymore since it reached a mature state but as a spreadsheet, it is quite easy to add custom features if needed.
I use it with this mobile app developped by another user.
@weirded@ItalianBiker I have access to Moneywiz via a Setapp subscription. As I use several apps available there, the average cost per app gets really interesting.
I did take a look at MoneyWiz, seems very promising !
I will try today the import from YNAB to MW. It’s the things work correctly, I’ll al happily switch and spare 80 CHF per year !
I am a YNAB happy user too and I would reccomend it to anyone for its strong “give a job to each CHF you have” approach.
However, it is now reaching a too high price… so I may well move on to something else soon. Perhaps to the google sheet that @stojano mentions?
Banking apps are limited to their own assets (e.g. no Revolut / Wise / cash / etc.) as well as limited budget options.
Although if you are fully and only with UBS, their online banking is quite evolved.
I would suggest to buy with the one-time-fee the app, and there you go. Easy sync. with a Dropbox support. Of course the app is manual, and needs your discipline to put all your costs into it. I’m using it since 2018 so far without any issues.
Totally agree
I do not track my network of my whole assets (2,3 pillars, stocks…) only salary and for that both incomes arrived to one place and I transfer from there to where I need it. Investments are flag as investments and personal expenses are in a bulk not detail.
For me it is more important to understand my expenses.
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