I’m using it for ~2 month, so far, all my needs are covered 
But, there’s still a lot of manual work involved: I’d like to have my spendings (95% credit card from Cembra) reflected on a daily basis (to track my spendings vs. a budget). Anyone with an idea to have this automated mostly?
Can’t you import cvs? Does cembra allow csv export?
Yes, csv-import is no question, getting the data is.
Cembra does allow excel/csv-export for the actual billing period (0-31 days) - with delays of 2-3 days from the date of purchase. After, only PDF statements (per billing period) are provided. So not convenient by any means…
I did try the approach in capturing the mobile notification (those are near real time), but I was not able to do this reliably.
Did this ever happen? 
no, sorry… low time preferences 
Reactivating the thread for 2025. I just discovered MP recently and through it YNAB. I also don’t like the price tag involved and somehow the envelope system feels strange if you have enough money in the bank.
After YNAB I also found this which is quite similar, but free:
https://actualbudget.org/