My bad, had the wrong number in mind and didnt double check.
@cray Thanks for the link, I will have to monitor that 
“I promise Swiss IBANs are just around the corner”
Given their track record of screwing up on promised ETAs, I think that means 0.5-1 year away
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If someone is planning to use their app, be prepared for horribly slow customer support. They basically only let you contact them from a chat in the app, where a bot is answering your questions with prerecorded phrases. No human support in case of problems is available for days.
I wouldn’t say 5 is a lot 
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They should start with getting some f… swiss iban…
I would recommend using the Transferwise route for charging the Revolut card for free as it avoids the unnecessary (and probably subobtimal) currency conversion required for SEPA. Transferwise has a Swiss IBAN so you can top it up using CHF and then charge your Revolut card from there. It does sound a little ghetto but it actually works and it is not that much trouble. Maybe some day Revolut will get the long promised Swiss IBAN, then this thing will be solved for good.
https://thepoorswiss.com/revolut-credit-card-no-more-foreign-exchange-fees/
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That’s good to know, thank you! Looking into it, I see that TransferWise has its own debit card. Therefore, is there any advantage to use Revolut? Because apparently, even the health/travel insurances are not available to Swiss residents, so my point about this in my previous is now moot.
It’s all on their site. Spending with Transferwise costs you something (0.3-1%). What I also saw on their site is that transfering also costs money, so I’m not sure if that thing with Revolut really works.
I just tried it a couple of days ago, 500CHF in -> 500CHF out and 500CHF arrived at Revolut so I consider that a win.
But anyway as long as the Swiss IBAN does not turn into Half Live 3 it is only a temporary solution.
AFAIK Revolut has better currency exchange and stuff.
I dont’ know how many times do we have to cover the same thing. Transferwise will take around 0.5%, so when sending 2000 CHF, they will take 10 CHF.
But if you save yourself the hassle and just make a goddamn direct SWIFT transfer to Revolut, it will cost you 8 CHF.
Moreover, this fee is fixed, so the more you send, the smaller this fee become relative to the sending amount. Here are some fees I found on Englishforum (+2 CHF for a SWIFT order from PostFinance, this depends on your banking package):
- CHF 0.00 - CHF 150.00 = CHF 0.00
- CHF 151.00 - CHF 10’000 = CHF 6.00
- from CHF 10’001.00 = CHF 10.00
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everyone has his own numbers LOL
https://community.revolut.com/t/switzerland-most-cost-efficient-top-up-methods/35042
At what point in the transfer is this taken? I have not seen any loss anywhere, does it have like a minimum value or is it charged later?
My Bank account was charged 500CHF →
My Tranferwise account got 500CHF →
Revolut got 500CHF
So far I can not see where the 2.5CHF(0.5%) would have been taken.
Are you sure the 0.5% counts for the debit card? Because the tw->revolut way uses the Debit card not the transfers (the card was even free, you just had to top up 20CHF which I transferred to Revolut later).
So unless I get charged at the end of the month or something I will consider this a success.
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What are you talking about? I described the method #3 and the costs are exactly the same. But the method #1 looks interesting!
Whoa, sorry there! I didn’t read into your post. I thought you were suggesting converting CHF to EUR using Transferwise. So you can send CHF to Transferwise and from Transferwise over borders free of charge? Basically bypassing all SWIFT charges? That’s quite sweet. Wonder if the same would work for PLN accounts in Poland. Sorry again for being too quick to judge! 
No worries, I was surprised that it worked my self.
Anyway I am still waiting for the CH IBAN from revolut, I am also waiting for Portal 3 XD.
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Method 3 on that forum says 0chf for < 150chf.
Method 1 what derpinator was talking about.
What I was saying before is instead this :
specifically this
Same currency transfers (most currencies)
50p / €0.60
Wait, so you charged your Revolut for FREE, as in 3? Half Life 3 confirmed!
I logged into my Transferwise and I see they have developed strongly since. They also offer a card and multiple accounts, like Revolut, and they have web access to your accounts, which Revolut doesn’t have. It’s almost all better than Revolut, with the exception of currency exchange fees, which are around the said 0.5%.
I am really surprised that they provide a Swiss IBAN to charge your account and even more surprised that they will send your CHF to UK free of charge. This has to be a hack, or? The make money by charging for currency exchange, so if you don’t exchange, they don’t earn.
You are quoting the pricing of the card, not of the bank transfer. Or is it how it’s done? No way to make a regular bank transfer?
The same Page also contained this quote further down:
Spend in currencies in your account: Free
So I assume this applies.
It is probably more of an unintended use (then again these days everything is a hack).
This seems to be the most likely option. I mean this is relatively tame, have you seen US Credit-cards and their insane cashback and rewards programs (there were like some 2-5% ones) that are probably mostly paid by other users paying 20+% interest because they have no Idea how to deal with money?
Also we are polluting @Josh’s thread (sorry about that). Could somebody move this to one of the revolut threads if possible?
Your wishes are granted 
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I can confirm the method works! The only (one-time) fee I’ve every paid with this method was the shipping cost of the Revolut card (CHF6.99).
The workflow is slightly convoluted, and maybe not always worth it if you value your time, but I just love avoiding all bank & conversion fees!
- Send X CHF to Transferwise from my Swiss bank account (IBAN transfer).
- Wait for money to arrive (takes several days, that’s the slightly annoying part).
- Load Revolut account in CHF using the Transferwise Debit card (must specify that currency is CHF, even though it suggests using GBP).
- Exactly X CHF are on the Revolut account and can be spent anywhere, with cheap / free currency conversions on the fly.
Transferwise will be eliminated from the workflow when Revolut gets a Swiss IBAN, but until then, it works really well!
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