@Bojack, I should have been more specific. “Vested benefits”, in relation to Pillar 2, is a lousy translation. It’s actually “Freizügigkeitskonto 2. Säule” in German and “Compte de libre passage 2e pilier” in French. It’s one of those unnecessarily and overly complicated thing about our retirement system. It has nothing to do with company stocks.
You can use one of those special accounts in two scenarios:
- When you leave your emloyer without having another one lined up;
- When a new employer’s pension plan isn’t as good as the previous one and you have “too much” Pillar 2 for them to handle it.
My situation is the second.