What are you talking about? I described the method #3 and the costs are exactly the same. But the method #1 looks interesting!
Whoa, sorry there! I didn’t read into your post. I thought you were suggesting converting CHF to EUR using Transferwise. So you can send CHF to Transferwise and from Transferwise over borders free of charge? Basically bypassing all SWIFT charges? That’s quite sweet. Wonder if the same would work for PLN accounts in Poland. Sorry again for being too quick to judge! 